This will be the last Dave Ramsey post I will make. The source I had been getting all three hours of the show has dried up and I cannot find another source. If you subscribe to My Total Money Makeover (www.mytotalmoneymakeover.com), you can download all three hours for free. The cost is $9.95 a month or $89.95 for a yearly subscription. Best of luck to all of you wanting to become debt free!